Fee for Foreign Purchases — None. Citi Entertainment Guide. American Airlines AAdvantage. Plus, get a $125 American Airlines Flight Discount each year after you spend $20,000 or more. The variable Penalty APR is up to 29. Comes with Mastercard perks and benefits;. Although the main characteristics of your credit card, like any rewards, APR offers or fees are established by the bank, every Mastercard offers base. Citi Card . Earning 2% cash back on $3,856 in restaurant spending comes to $77. There are other credit cards that offer extended warranty benefits, though. Partner benefits. The BJ’s Perks Elite Mastercard’s headline offering is that it earns 5% back on most purchases at BJ’s Wholesale Clubs. A. If you rent a vehicle for fifteen (15) consecutive days or less with your MasterCard card, you may be eligible for benefits under this coverage. WalletHub Rating. . I'd also like to point out the obvious, but you have to pay your phone bill with the card. More specifically, you get the ShopRunner membership for free with World Mastercard or World Elite Mastercard credit cards, the two highest tiers offered by this card network. As a World Elite Mastercard,. 70K bonus miles for spending $7,000 in 3 months. The purpose of an annual fee is to reduce the cost of the card’s rewards and benefits for the issuer. Aim for a value of 1. The Active Cash rewards work like other cash rewards programs: Each percentage point of cash rewards is worth 1 cent. The Citi AAdvantage Platinum Select benefits include a free checked bag and preferred boarding on American Airlines flights, along with 25% discounts on inflight purchases. 88 back. See rates & fees) has been a stalwart in the travel rewards card space, both in terms of travel and ancillary benefits. Earn 30,000 points when you spend $3,000 on purchases in your first 3 months. The financial institution did not provide the details. 3. Offering one of the best flat cash back rates available, the Citi Double Cash Card is a great no-frills, all-purpose rewards card. A few well-heeled applicants will qualify for six-figure limits, but most will qualify for limits closer to the $5,000 to $10,000 minimum. • 2 AAdvantage miles for each $1 spent at grocery stores. Mastercard Benefits. Lock it with Citi ® Quick Lock. For the ultimate flexibility of cash back with a high rewards rate, consider the Citi Double Cash® Card. Before that, the card's extended warranty added 24 months of coverage to many manufacturer's warranties, for up to $10,000. Chase Sapphire Preferred® Card: Best for beginners. Annual fee: $99. The Free Spirit Travel More World Elite Mastercard will not appeal to many and is best for someone willing to pay an annual fee to get better perks with Spirit. At the moment, the only Citi credit card that offers this benefit is the Citi® / AAdvantage® Executive World Elite Mastercard®. 99% for cash transactions and related fees and 19. With a complimentary Admirals Club membership, free checked bags, inflight discounts, and the ability to earn Loyalty Points for every $1 you spend, there is plenty to love about. Outside the pack-in World Elite Mastercard benefits, the Citi Prestige carries the best additional features of any Citi card. Since the Citi Double Cash card earns 2% cash back on every purchase you make — 1% when you buy, and 1% when you pay it off — you can. For instance, paying off a $3,000 balance in 21 months with a $150 monthly payment using the Diamond Preferred card would add an extra $150 due to the 5 percent balance transfer fee. , for airlines, sporting events. Vernon Campbell, Member. Yes, ShopRunner is free with certain Mastercard credit cards. In addition to all the World Elite perks, you’ll get a bonus of 50,000 miles for spending $2,500 in the first 3 months. However, my - 4647642. Compare Citi credit cards with car rental insurance. No, it's not guaranteed. the Citi Double Cash® Card is a strong contender — though it, too, has its own quirk. Citi AAdvantage Platinum Select Fees. Bonus miles. Trip cancellation/trip interruption insurance. World Elite Mastercard® benefits including a free annual membership to. The three levels of Mastercard benefits are standard , World , and World Elite. 24%-29. Earning Rewards. It entitles shoppers to free, two-day shipping and free. cost: 2. The Citi Double Cash® Card comes with a unique cash back offer — the opportunity to earn an unlimited 1 percent cash back on every purchase, as well as an additional 1 percent back every time you make on-time payments on those purchases. The best World Elite Mastercard benefits include: purchase protection, price protection, extended warranties, travel accident insurance and multiple discount programs. I have both the Double Cash and Premier from Citi, both are world elite mastercards but the only the Premier has flexible spending, the DC doesn't. Another solid contender is the Citi Double Cash® Card (see rates and fees). Here are the benefits of the Citi Double Cash® Card: High cash-back rate The key feature of this card is its high flat rate of 2% back on everything you buy: You'll earn 1% back when you make. Citi Double Cash® Card. It may make a good starter travel credit card. The annual fee for this card is . Or, call us at 1-800-374-9700 ( TTY 1-800-788-0002) to open an account or learn more. Extended warranty coverage. The World Elite MasterCard foreign transaction fee is 0%. The main advantage of the Citi Double Cash Card over the Citi AAdvantage Executive Card or the Citi AAdvantage Platinum Select Card is that it has a $0 annual fee. If you pair the Double Cash with a Citi Premier® Card or Citi Prestige® Card (both of which are also World Elite cards), you are able to access the. Whether you purchase online, over the phone or at the rental counter, you must use your MasterCard credit card to pay for the full. 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. 00 monthly statement credit. AAA reported that the average price of a gallon of gas was $3. Bottom Line: The AAdvantage Platinum Select World Elite card earns 2x points on all AA flights and services, 2x at restaurants and gas stations, and 1x points everywhere else. Welcome bonus: 50,000 miles after making a first purchase and paying the $99 annual fee in full, both within the first 90. Here are some of the top benefits you may find on a World Elite Mastercard credit card: Cell phone protection. Recommended Credit. Citi Rewards+® Card: Best feature: Two points per dollar spent at gas stations. that provides You the benefits described in this Guide. REI Co-op® Mastercard® * vs. Card type: Cash back. 186. sxiom • 6 mo. Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. 6. 99%. Dining and entertainment rewards with no annual fee: Capital One SavorOne Cash Rewards Credit Card. Get 15,000 miles after spending $1,000 USD in your first three months. Manage your card. It also gives you 18 months of a 0 percent APR (18. 12. You get 2% cash-back earnings on all purchases — 1% when you buy and another 1% as you pay — which is pretty tough to beat for a no-annual-fee card. Then, make sure you're using the card to pay for at least three rides each calendar month. Aeroplan® Credit Card vs. The card comes with World Elite Mastercard benefits; Cons. As such, it offers essential Mastercard perks, such as ID Theft Protection, Mastercard Global Inquiry Services, and Zero Fraud Liability. 24%. There is something to be said for getting a Mastercard that will be accepted virtually everywhere. Purchase protection, price protection, and extended warranty protection. This rating reflects how appealing Barclaycard Arrival Plus's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. com , and $5 off $25 at Postmates. 2. The AAdvantage Aviator Red World Elite Mastercard has no foreign transaction fees — a big plus for a travel rewards card — but it comes with an annual fee of. 99% and may be applied if you make a late payment or make a payment that is returned. The best World Elite Mastercard benefits include: purchase protection, price protection, extended warranties, travel accident insurance and multiple discount programs. Even though I'm not crazy about the recent changes to this card and its benefits — such as raising the minimum point redemption. It costs $99 per year, but the fee is waived for the first 12 months. 49 percent versus the Walmart Rewards ongoing APR of 18. Before using a credit card internationally, be sure to check the perks your card offers so you can enjoy the most benefits possible. Citi Double Cash® Card. Citi Double Cash® Card. Plus, authorized users, who also get Admirals Club access, will need to pay $175 per year starting July 23, 2023. The Citi Double Cash Card is a great cash-back option with no annual fee. The Lyft benefit. You will also earn 5% back in REI Co-op Mastercard. View the current offers here. One of the benefits that comes with the Citi Double Cash ® Card is its long intro APR on balance transfers. Late payment fee. Citi / AAdvantage Platinum Select World Elite Mastercard Earn 50,000 bonus miles after you spend $2,500 on purchases within the first three months of account opening. This benefit reimburses the difference in the cost of an item, up to $250 per claim if you see it advertised at a lower price within 120 days. World Elite Mastercard benefits. While the cards. Earn one Loyalty Point toward AAdvantage mile you earn on your purchases. So, if you have a World Mastercard credit card, you get all of the perks afforded to people with Standard Mastercard, plus. Over the past few years, American Airlines' cobranded cards have seen some benefits cuts across the board. One of the easiest ways to earn American AAdvantage miles is through American Airlines credit cards. From what I’ve heard, it seems that the Double Cash isn’t really a World Elite. Effective date: July 23, 2023. Citi Double Cash® Card is a $0 annual fee credit card that offers an 2% cash back on all purchases—1% when purchases are made and. Earn unlimited 1% cash back on all other purchases. Card benefits. 0% intro APR on balance transfers for 18 months, then 19. Double miles on American Airlines purchases. Cardholders enjoy a. If there is any cash-back welcome offer. Instead, it earns 5% cash back automatically in your eligible top spending category per billing cycle, on up to $500 spent per cycle. Citi Double Cash® Card. It has a reasonable $95 annual fee, no foreign transaction fee, and offers these benefits: Earn 3x ThankYou points on air travel, hotels, restaurants, supermarkets, and gas stations. 24% (Variable) APR applies. NerdWallet's Best Mastercard Credit Cards of November 2023. 0/5 for Fees, 3. Before that, the card's extended warranty added 24 months of coverage to many manufacturer's warranties, for up to $10,000. If you don't have elite status and tend to check a bag, this is one of the best Citi® / AAdvantage® Platinum Select® World Elite Mastercard® benefits. Citi Double Cash Card. means the insurance company or administrator that provides these benefits for Your Citi Card. Up to $100 credit on a Global Entry or TSA PreCheck® application fee (now every four years). Lock it with Citi ® Quick Lock. Citi Credit Cards – Find the right Credit Card for you – Citi. Yes, ShopRunner is free with certain Mastercard credit cards. Chip Lupo, Credit Card Writer. No foreign transaction fee. The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offers a number of benefits that make flying American Airlines more pleasant, but it's also a great pick for anyone looking to diversify their loyalty portfolio. Purchase a covered item with your AAdvantage Executive World Elite card and receive theft and damage coverage for 120 days (90 days for New York residents) from the date of purchase. Try the Citi Premier, which offers. But yep, when used properly it’s a great benefit. services, call the Mastercard Assistance Center at 1-800-Mastercard: 1-800-627-8372, or en Español: 1-800-633-4466. @sebim • 06/10/21. If a rental car companyThe Citi Double Cash® Card provides an intro 0% intro APR on Balance Transfers for 18 months, and then the ongoing APR of 19. Earn cash back rewards in every purchase with the Citi Double Cash ® Card. Mastercard offers savings. 49% - 29. Open the app and enter your eligible World or World Elite Mastercard into your payment methods. 55 per gallon of. These benefits are in addition to the Citi Double Cash Card’s cash back program, making it a popular choice for people looking to save money. No mileage cap. Setting your account up to receive the monthly credits is easy. com. com, Lifehacker and CreditCards. basics. Citi Benefit Cuts Kicking In As Of Today. Travel with confidence and enjoy more benefits with the Citi® / AAdvantage® Platinum Elite® credit card. " A score of 5 is the best a card can receive. Its benefits are better than those that come with Standard Mastercard, but not quite as extensive as those granted by World Elite Mastercard. The American Airlines AAdvantage® MileUp® is worth it for travelers who fly American Airlines a few times a year and don’t want to pay an annual fee. 24% - 29. The benefits of Citibank credit cards include travel accident insurance, an annual travel credit up to $250, and a TSA PreCheck or Global Entry fee credit. The Mastercard purchase protection benefit reimburses eligible cardholders for items purchased with an eligible World Mastercard or World Elite Mastercard credit card that get damaged or stolen within 90 - 120 days of purchase, depending on the card. Try the Citi Premier, which offers 2 years of extra. Citi® / AAdvantage. ideally one that earns at least 2% cash back. [ jump to details ] Rewards: 2% cash back on all purchases—1% when purchases are made and another 1% when they’re paid off. Travel Benefits. 00 monthly statement credit. You earn unlimited 1% cash back on purchases made with your cash back credit card, plus another 1% cash back as you pay for those purchases, whether you pay in full or over time. 13). 20 years old Chase Freedom Unlimited - $10,500 Discover It - $15,700 Bank of America Cash Rewards - $2,700 Citi Diamond Preferred - $3,800 Purchased 2015 Ford Mustang on 02/19/15 - $20,790 financed at 2. World versus World Elite Mastercard. In addition to the benefits provided by specific credit cards, Visa and Mastercard offer car rental savings as a benefit on most of the premium cards carrying their logo. The Citi Custom Cash® Card earns 5% cash back on purchases in your top eligible spending category each billing cycle, on up to the first $500 spent, then 1% cash back after that. If you ever misplace your card, Quick Lock lets you instantly protect it without having to change your account number or go through the steps of. To file a claim, call Citi at 1. If you travel regularly, these perks will elevate your travel. Mastercard World Elite Concierge and 24/7 Personal Assistant. Prior to July 23, 2023, the AAdvantage Executive World Elite card had a $450 annual fee. Along with flat-rate rewards cards, two options that stand out in this area are the Blue Cash Everyday® Card from American Express and the the Citi Custom Cash® Card. Citi ® / AAdvantage ® Platinum Select ® World Elite Mastercard ®, Citi Simplicity. But thankfully, two cards offered by Alaska Airlines offer a free checked bag for you and up to six additional companions. 24% - 29. 1 - 0 of 0. The merchants are not going to be happy. Plus, you get 5 points / $1 spent on flights and prepaid hotels booked through American Express Travel. Citi Custom Cash ® Card: Important Pricing & Information: 1-888-872-2214: Cardmember Agreement: Citi Double Cash ® Card: Important Pricing & Information: 1-855-473-4583: Cardmember Agreement: Citi Premier ® Card: Important Pricing & Information: 1-800-842-6596: Cardmember Agreement: Citi Rewards+ ® Card: Important Pricing & Information: 1. Learn more in our Wells Fargo Active Cash review. Sort by: Name. For example, the Citi Double Cash. HSBC Premier World Mastercard® credit card: Best for travel. Citi Double Cash® Card: Best for Simple cash back. Citi Double Cash® Card. If you're outside of the country, you may call collect at 605-335-2222. Citi / AAdvantage Executive World Elite Mastercard: $450: Keep: Citi Hilton HHonors Reserve Card: $95:. The Select™ World Elite Mastercard® from Deserve details: Annual fee: $450: Rewards: 2% cash back on most purchases, 1% cash back for grocery and service industries and 0% for utilitiesunlimited match on all the cash back you earned at the end of your first year. At the low end, you could earn $4,000 in cash-back for $200,000 in spending using a card like the Double Cash card. Its benefits are better than those that come with Standard Mastercard, but not quite as extensive as those granted by World Elite Mastercard. World Elite. citi. However, this fee is waived for the first 12 months of account opening. The Citi Double Cash® Card earns 2% cash back on all purchases—1% when purchases are made and another 1%. This grants you access to the ‘Executive’ aisle with better car selections and it gives you the right to book a confirmed upgrade on any rental in advance. Welcome bonus: 65,000 American Airlines AAdvantage. This co-branded airline miles card also comes with a 0% foreign transaction fee. Citi. 06-29-2016 12:10 PM. miles for every $1 spent on eligible American Airlines purchases. Bilt Mastercard vs. Chase Freedom Flex℠: Best for drugstores. Immediate family (spouse, domestic partner and/or children under 18) or up to 2 guests may join you. With Best Western Rewards points worth an average of 0. After deducting the $2,800 in value you’ll receive from the American miles you’ll earn, that is a net difference of $1,200 at the low end and $2,450 at the high end. Cardholders earn 3 points per $1 on. Citi Rewards+® Card: Best feature: Two points per dollar spent at gas stations. However, the AAdvantage Aviator Red World Elite. I’ve called MC regarding the benefits of the CITI DC card. easy-to-redeem card like the Citi Double Cash® Card. Coverage Amount. 99% (Variable). When using your Freedom Flex card to make purchases, you'll have two extra protections on those purchases. You may call the number on the back of your card to contact a Citi customer service representative and request a credit limit increase. Choice Privileges® Mastercard® * vs. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. Preferred Boarding. Benefit: Citi Premier ® Card: Citi Double Cash ® Card: Welcome Offer: Earn 60,000 points after spending $4,000 in purchases within the first 3 months. For example, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® has a $99 annual fee after the first year and offers 50,000 American Airlines AAdvantage ® bonus miles after. World Elite Mastercard offers cell phone protection: max. Today, I received my blue and green envelope with my beautiful CC in it. World Elite Mastercard benefits. Additionally, since the Citi Premier is a World Elite Mastercard, you’ll be entitled to World Elite benefits as well, which include a $5 discount on three Lyft rides taken in a month, three free. Benefits, fees, terms, and offers mentioned in reviews may change over time. Each of the Bank of America World Mastercard credit cards that. Each ThankYou point can be redeemed for one cent cash back, or a variety of other ways, which can potentially get you even more value. 1. N/A. Chase Freedom Flex℠: Best for Bonus category cash back. Cardmembers earn 20,000 points when spending $5,000 on the card every 12 billing. The Bank of America World Mastercard benefits include: Rental car insurance. 46 as of March 9, 2023. Oct. The biggest jump in value comes at the World tier, while World Elite tacks. ). Adam McCann, Financial Writer. , the issuer of Your credit card account. Getty Images. Other good perks include a ShopRunner membership and exclusive PGA Tour golf experiences. If you have a strong credit profile, consider the Citi Double Cash® Card. The. Earning 2% cash back on $3,856 in restaurant spending comes to $77. The Citi/AAdvantage Platinum Select World Elite earns 2 AAdvantage miles per $1 spent on eligible American Airlines purchases, restaurants and gas stations and 1 mile per $1 spent on all other. Free first checked bag on American Airlines domestic itineraries. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is ". You get 2% cash-back earnings on all purchases — 1% when you buy and another 1% as you pay — which is pretty tough to. This means each billing cycle, you will earn 5 points per $1 on purchases. National Car Rental Executive status. 6. 7. Since the cash has changed to ThankYou points, I got a WF Active Cash for 2%. Has anybody else experienced this or. The Mastercard ShopRunner membership offers free 2. Must use qualifying Mastercard World or World Elite credit card and subscribe to a full-priced Peacock Premium plan directly from Peacock to receive a $3. Mastercard World Elite benefits: World Elite benefits are broad and include Zero Liability Protection, ID Theft Protection, three months of free Doordash DashPass membership, a once monthly $5. Mastercard World and World Elite cardholders in the U. Chip Lupo, Credit Card Writer. Earn 5x miles. These benefits begins today. Earn 4 miles per dollar on eligible. 4. Cash back is earned in the form of ThankYou ® Points. In addition, this card offers exclusive offers on ride-sharing, food delivery, online shopping ,and more. Welcome Offer: $200 cash. Citi slashed valuable travel protections and Barclays announced negative changes to its Aviator credit cards, such as higher annual fees and removing a redeemed-miles rebate. The card requires a Perks Rewards Membership which costs $110 per year. Info about the Citizens Bank Cash Back Plus™ World Mastercard® has been collected by WalletHub to help consumers better compare cards. This benefit is available only for World and World Elite Mastercard versions of the Citi Double Cash Card. Citi Credit Cards – Find the right Credit Card for you – Citi. Citi Double Cash® Card: Best for non-bonus categories. This card is particularly attractive if you’re looking for the utmost. Forbes Advisor says that our sample household would spend $2,479 a year on gas. I personally carry the Citi Double cash card for 2% cash back or 2x ThankYou points on all purchases (1%/1x when you buy, plus 1%/1x as you pay). $125 American Airlines Flight Discount. Instantly block new purchases and cash advances—while allowing recurring transactions, payments, balance transfers and credits to continue without disruption. Citi is a TPG advertising partner. Cash back is earned in the form of ThankYou ® Points. As of October 2023, World Elite cardholders get a free two-month trial of Instacart+ with a new subscription and $10 off their second eligible Instacart purchase each month. The Mastercard ShopRunner. The World Mastercard designation comes fewer benefits, but many of the perks overlap. It offers 5 percent cash back on rotating bonus categories. Get 60,000 Citi ThankYou points when you spend $4,000 in 3 months. The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® *, from our partner, Citi, is a good choice for anyone who wants to earn miles in the AAdvantage program and score some basic. World Elite Mastercard FAQ The Hawaiian Airlines World Elite Mastercard has an annual fee of $99 and currently offers a welcome bonus: 60,000 bonus HawaiianMiles after spending $2,000 on purchases within the first 90 days. Cardholders enjoy a. Combined with the Citi Premier, I can then transfer my Double. Notable Citibank Credit Cards With Rental Car Insurance. The Citi Double Cash at a glance. Recent advances in price-tracking technology have led to a dramatic. Apply for American Airlines AAdvantage MileUp℠ Card by Citi. Citi® / AAdvantage® Platinum Select® World Elite Mastercard®. The Citi Double Cash Card is a great cash-back option with no annual fee. With an annual fee. It’s not the only fee you need to worry about with the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, either. $0 liability for unauthorized charges. The Citi Double Cash Card offers a simple rewards system. The card’s most valuable benefit is the sign-up bonus: Earn 50,000 American. Note that the Mastercard level of benefits that you will get will depend on your creditworthiness. This Guide to Benefits is a summary of benefits provided to you. Bottom lineShopping benefits can save you money and provide convenient services. Card benefits. Plus, for a limited time, earn 10 points per $1 dollar spent on hotels, car rentals, attractions. The annual fee for this credit card is $595. @CLoop • 09/28/22. Earn American Airlines AAdvantage ® bonus miles and enjoy AAdvantage ® travel benefits with the only AAdvantage ® miles credit card to offer Admirals Club ® membership. Some of the best Citi® / AAdvantage® Executive World Elite Mastercard® benefits include: 1. One of the benefits that comes with the Citi Double Cash ® Card is its long intro APR on balance transfers. S. The Citi Double Cash Card offers a simple rewards system. HSBC. Trip Cancellation & Interruption Protection. Citi Double Cash. Monday - Sunday, 8 a. A card being World Elite or Signature doesn’t mean it gets every feature that is available, that’s up to the lender if they are going to add the benefits to the card. Whenever you rent, you pay one car class below what you reserve. It has no annual fee and earns a market-leading 2%. The old Citi Double Cash® Card purchase protection benefit was for damage or theft. Intro APR offer. World Elite Mastercard benefits are the best, but even a standard Mastercard provides perks such as a $0 fraud liability guarantee, emergency support, and ID theft protection. For example, World Mastercards can come with these same benefits: Cell phone insurance – $600 per claim with a $50 deductible for up to $1,000 per year. This bonus offer will be fulfilled as 20,000. If your Citi has "world elite" written on the back that means you get certain benefits through MasterCard, one of which is cellphone protection. 50,000 bonus miles after spending $2,000 in purchases on your new card in the first three months of card membership. Access to World Elite Mastercard Benefits:. Updated 3:40 PM EDT, Tue November 14, 2023. The Citi Double Cash Card extended warranty was cut by Citi in September of 2019. g. This card is particularly attractive if you’re looking for the utmost. AAdvantage Status vs. Here are the World Elite Mastercard benefits: World Mastercard benefits: These include standard Mastercard benefits such as car rental insurance, extended warranty and price protection. 2. So, if you have a World Mastercard credit card, you get all of the perks afforded to people with Standard. Vote Up 0 Vote Down Reply November 9, 2020, 15:45 3:45 pmThat being said, the Kroger card does have one advantage in its competitive variable APR of 15. 99% or 29. HSBC Cash Rewards Mastercard® credit card: Best for cash-back rewards. [ jump to details ] Rewards: 2% cash back on all purchases—1% when purchases are made and another 1% when they’re paid off. @m_adams • 11/14/23. Try the Citi Premier, which offers 2 years of extra manufacturer. Lock it with Citi ® Quick Lock. ID theft alerts and ID resolution services. Using Turkish as a transfer partner, this could be worth 2 round trip domestic flights in Business Class or just 30,000 points shy of a roundtrip flight to Europe in. Extra Travel Insurance: $1,000,000 in travel. Explore Citi rewards programs, like Citi ThankYou® Rewards, Cash Back and more. If you ever misplace your card, Quick Lock lets you instantly protect it without having to change your account number or go through the steps of. The best Citi Double Cash Card benefits are 2% cash back on every purchase, an introductory APR of 0% for 18 months on balance transfers, and a $0 annual fee.